Call Today (786) 441-6440
Tired of Renting?
Learn How We Can Help You Buy
Your Dream Home!
Our Mission
Home Buying Assistance Foundation, Inc. provides families and individuals of all ages with the resources and counseling to purchase a home.
Home Buying Assistance Foundation, Inc., will assist with some of the cash necessary to help you achieve the American Dream of owning your own home.
We are committed to helping you own your own home, and we will work tirelessly toward that goal and if you are eligible for our program, we will connect you with a licensed mortgage lender that is knowledgeable in finding the right solution to fit your needs.
Our Program
If you find yourself short of the funds for the down payment and closing costs of your property purchase, we are here to assist. We will provide the necessary funds to cover the gap, ensuring that your down payment and closing costs are fully paid. This assistance will make your home buying process more manageable.
Who We Are.....
The Home Buying Assistance Foundation, Inc. is a 501 c (3) non profit organization that is dedicated to empowering individuals and families of all age groups in achieving their American Dream of home ownership. Our aim is to make homeownership accessible and achievable for everyone, providing the necessary tools and resources every step of the way.
What We Do......
We understand that financial constraints can often be a barrier, we offer tailored and essential support. The assistance is aimed at addressing any shortfall families might face, thereby enhancing their eligibility for a mortgage loan. Our goal is to guide and support families through the financial challenges of the home-buying process, making it a more accessible and achievable dream for those who aspire to own their own home.
How We Help......
The four important major points necessary for a home loan approval are:
(1) Income
(2) Credit History
(3) FICO Score
(4) Available Assets
We will instruct and guide you on all four of these categories.
Getting Started
The Home Buying Assistance Foundation, Inc. Offers Comprehensive Support, Including Financial Assistance
Eligibility
Start your path to homeownership with confidence. Our assistance program tailors support to your unique needs by thoroughly assessing employment, financial stability, credit history, and ensuring that you are perfectly positioned for success.
Personal Touch
Embark on your home buying journey with us: Upon Qualifying for our Assistance Program, Schedule a Consultation Call with Our Dedicated Team to Strategize Your Next Steps and Fully Leverage the Benefits of Our Comprehensive Homeownership Support Services.
Frequently Asked Questions
Who is Home Buying Assistance Foundation?
Home Buying Assistance Foundation provides families with some of the necessary cash they needed to cover the down payment and closing costs. We will counsel the family on how to get a mortgage loan approved.
Why should I use you to get help?
Home Buying Assistance Foundation, Inc. is 501 (c)(3) Non-Profit Corporation that was establish to help people who need a little extra assistance in buying a new home. We work with you to prepare and navigate the mortgage process without being overwhelmed. We provide you with Cash and Credit Repair Solutions and other necessary counseling to help you achieve the American Dream of Owning Your Home.
How do qualify for the assistance program?
We evaluate your income, assets, credit, and FICO score and ability to repay your mortgage to determine your eligibility for our assistance program.
Income - Must have sufficient income monthly to pay the mortgage and other monthly expenses, credit cards, car payment and etc.
Assets - Money to cover down payment and closing costs whatever amount you are struggling with we will provide a loan to you for the down payment.
Credit and FICO Score - Lenders have requirements if your score is below satisfactory, we advise you to seek help in repairing your credit.
How can I afford a home?
You must have sufficient money monthly to be able to pay your mortgage plus your ongoing expenses, credit card etc.
Should I buy or continue to rent?
Homeownership as a worthwhile investment and while purchasing a property often leads to long-term financial gains, it's important to recognize that renting may be more suitable for certain individuals, based on their unique circumstances. In the current market, for instance, securing a 30-year FHA mortgage at an attractive rate is a viable option, offering stability and potential equity growth. However, the flexibility and lower upfront costs of renting can align better with the needs of some, making it a preferred choice in specific situations.
Do I really need a Realtor when buying a home?
Experience the Advantage of Local Expertise: Realtors Offer Invaluable Insights into the Community, Providing Essential Information on Schools, Shopping Centers, Real Estate Trends, and More, to Help You Make Informed Decisions in Your Home Buying Process.
Our Mission
Home Buying Assistance Foundation, Inc. provides families and individuals of all ages with the resources and counseling to help you purchase a home.
Contact Us:
Home Buying Assistance Foundation, Inc.
6020 NW 44th Street, Suite 409
Lauderhill, FL 33319
(786) 441-6440
